Individuals
Understand everyday money, budgets, goals, debt, assets and available financial services from one connected picture.
YOUR FINANCIAL PROGRESS, CONNECTED
Understand, manage, plan and improve your money.
One OpFin identity can connect your personal money, savings groups and authorised organisations while keeping each Financial Space appropriately separated.
New customers register through the OpFin App. Existing customers can sign in to Web.
✓ Secure by design✓ Transparent decisions✓ Permission-led data use
Illustrative preview. Services depend on eligibility, provider activation and availability.
OpFinOF
Your financial compass
Your next useful step
AvailableRecorded
CommittedTracked
ManageBorrowSaveProtect
One identityacross authorised Financial Spaces
One financial recordwith provenance and permission
One next actioninstead of a wall of products
Human controlfor high-impact decisions
ONE IDENTITY, MANY FINANCIAL SPACES
Keep personal, group and organisation finances connected without mixing authority or privacy.
Individuals and savings groups are designed for complete mobile journeys. Web adds analysis, programme, partner and institutional workspace depth.
Savings groups
Create or join a group, manage members, contributions, obligations and shared progress with mobile-first journeys.
Businesses & employers
Separate organisation finances, enable employer services and use Web Workspaces for deeper administration.
SACCOs & partners
Connect governed products, programmes, members and reporting through Workspaces, APIs and partner capabilities.
EVERYTHING WORKS TOGETHER
A financial operating platform organised around the jobs your money needs to do.
Financial services remain subject to eligibility, suitability, regulatory requirements and genuine provider availability.
See your money clearly
Bring cash flow, obligations, assets and goals into one Financial Compass.
Build resilience
Create goals and use available partner services without pretending an unavailable provider is live.
Cover what matters
Review suitable protection, disclosures, premiums and claims through activated partner journeys.
Access responsible credit
See transparent costs, affordability, decision reasons and obligations before accepting an offer.
Build long-term progress
Use verified financial history to support suitable future investment and wealth journeys.
RESPONSIBLE CREDIT
Borrow with the full picture in front of you.
Eligibility, affordability, total repayment, fees, tenure and decision reasons should be visible before acceptance. A provider request is not complete money movement until confirmed.
Check eligibility
Use verified identity, consent and governed financial signals.
Understand the offer
See principal, cost, repayment and disclosures together.
Confirm money movement
Track pending, final and reconciled states accurately.
Keep progressing
Build a stronger verified record from actual behaviour.
OPFIN WORK
Financial wellbeing for modern employers.
Support employee financial health with permission-led services without turning HR into a lending desk or exposing private Personal Space data.
PROGRAMMES & PARTNER ECOSYSTEM
Governed rails for providers, inclusive-finance programmes and institutional partners.
OpFin supports programme instruments, consented outcome measurement, privacy-suppressed partner reporting and provider integrations without treating programme demographics or impact observations as hidden credit inputs.
HOW PROGRESS WORKS
Start with the financial job that matters now. Build from there.
Join securely
New customers register securely using their phone, names and a six-digit PIN; Web registration is available only when activated.
Understand your position
OpFin separates recorded facts, estimates and unavailable information.
Take the next useful step
Manage, save, borrow, protect or grow according to your goals and available services.
Progress over time
Build a stronger verified financial record without turning programme data into hidden underwriting.
PORTAL ACCESS
One sign-in. The workspace follows your authorised role.
OpFin keeps Financial Spaces connected under one identity while separating institutional and staff authority. The public site therefore exposes a small number of workspace entry points rather than a separate login for every module.
PERSONAL
Personal & Financial Spaces
Your personal dashboard plus authorised household, savings-group, investment-club, business and SACCO spaces. Programme check-ins stay inside the personal experience.
Sign in to PersonalEMPLOYER
Employer Workspace
Verified employer administration and financial-wellbeing programmes for authorised employer roles.
Sign in to EmployerPROGRAMME PARTNER
Programme Partner Workspace
Programme-scoped aggregate impact and service-network reporting for assigned partner accounts.
Sign in to PartnerOPFIN TEAM
OpFin Operations
Operations, support, compliance, inclusion, programme delivery, impact and commercial tools, filtered by staff role.
Sign in to OperationsSupport, inclusion & programmes, impact framework, programme delivery and commercial performance are role-gated modules inside OpFin Operations, not separate authentication portals. First-time programme partners activate an authorised invitation before using the same sign-in.
EXISTING CUSTOMER OR AUTHORISED USER
Continue in OpFin Web.
New customers start with phone verification in the App. Existing and authorised users can continue to Web or Workspace access.
Sign in to Web